Motor Club of America (MCA) Compensation Plan & Commission Structure Breakdown

A detailed overview of the benefits, company, and compensation plan that Motor Club of America (MCA) has to offer.

Motor Club of America (MCA) Commission Plan Review

Hello and welcome to my Motor Club of America (MCA) Commission Plan and Compensation Pay Structure breakdown.

If you’re interested in this opportunity, then you will want to learn more about the company, the products, and the compensation plan before you jump in, it just makes sense.

An important man once said that ignorance is the quickest path to failure, so it is wise that you are here today.

I would have to highly suggest to do some extensive research into any company that you are interested in before you decide to join it.

Researching might seem a bit tedious and boring but it’s a great way to get familiar with other pay plans and commission structures, so that you can tell if you think it is something that you can build, and a reward that you feel is attainable with the experience you have.

Sometimes the opportunity might seem to be a great investment at first glance, even your gut might be telling you to join, we still need to take the time to do a bit of investigation before we go jumping in head first because you’ll never know if there are piranhas in that pond.

When you get to the section of this article about the commission plan, I feel that this section would be of the utmost importance simply because I understand that the #1 reason people join into MLM is to make a lot of money.

Motor Club of America MCA Commission Plan

And a company not having a simple to learn commission plan or a pay structure that you can analyze and become comfortable with so that you can scale your earning potential will be very hard for you to have any kind of long-lasting solid residual income if you do not educate yourself on the opportunities compensation plan thoroughly.

In this Motor Club of America (MCA) article, I am going to give you a great understanding of what the opportunity has to offer by going over the compensation plan, the company, and the products.

I also wanted to do something a little out of the norm and share with those that do not know too much about what MLM is and share with those of you a quick overview of what it is first.

Anybody that has experience with Multi-Level-Marketing can either skip over my thoughts of what MLM is about to get to main sections of the Motor Club of America (MCA) part of my overview.

And in my final part of my review, I will reveal to you from my years of knowledge, one of the top ways that the beginner just starting out can make money from home quicker than someone with no guidance.


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Plus I will conclude with my own rating and feelings about the Motor Club of America (MCA) company.

Now, let us not take any more time, here we go!

The Motor Club of America (MCA) Commission Plan Overview

Here is a great video that I found on the compensation plan that I felt that I should share her to give you more information and value on what the opportunity is all about.

The Motor Club of America (MCA) Company

Motor Club of America (MCA) was launched way back in the year 1926 by William W. Green, who was the CEO of the company up until 1986.

The guy sold a few times more before TVC Marketing took control of it.

Virgil Coffee eventually became the owner and the founder in 1987.

The acronym TVC stands for Truckers Voice in Court.

TVC has been helping truck drivers in court by representing them in for traffic-related charges.

The services that they provide for the truck drivers are still being offered along with the MCA packages to this day.

Virgil actually started up the MCA services when he was an employee at a Pre-Paid Legal Services company where he introduced the Network Marketing model that increased the profits made by the company and also helped multiply sales of the services offered there also at the time.

With Motor Club of America (MCA) he applies many of the same marketing concepts and policies that he used when he was with that company.

Is Motor Club of America (MCA) Legit?

This is definitely a great question!

So I did some digging and found that the Better Business Bureau has found that Motor Club of America (MCA) has met all of the BBB accreditation standards, that includes a commitment to make a good faith effort to resolve any customer complaints.

The rating that BBB has, as far as customer reviews go is at 76% positive.

The rating, of course, is of the customer’s opinions of the business.

But as a total, the BBB has a 4.7 out of 5-star rating based on customer reviews and so the BBB has scored Motor Club of America (MCA) an A+ rating as of writing this article.

Not too bad of a rating.

The Motor Club of America (MCA) Benefits / Products

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The most popular product package that Motor Club of America (MCA) has in place is called the Total Security Package that includes over $150,000 worth of various coverages like credit card protection, attorney fee assistance, roadside assistance among others listed below for only $19.95 per month.

Whether you are a customer or an affiliate member you will receive the same coverage benefits, so it makes sense to come in as a rep, in my opinion of course so that you can earn commissions for simply referring others.

The products, or services in this case that Motor Club of America (MCA) have are:

  • *Emergency Roadside Assistance – Tire Changing, Fuel Delivery, Lock Out Service, Unlimited Towing and more…
  • *Travel Assistance Reimbursement – $500 reimbursement to cover meals and lodging when your vehicle is disabled and rental car.
  • *Trip Planning and Travel Reservations – Lodging & Special Events with Door to Door Directions & Exclusive Discounts.
  • *Bail Bonds – Up to $25,000 Paid to Release You when Arrested for Manslaughter or Negligent Homicide due to a covered accident a Moving Violation, Vehicular.
  • *Attorney Fees – Up to $2,000 to cover lawyer’s fees in connection with property damages, personal damages and moving violations.
  • *Credit Card Protection – $1,000 Reimbursement for the Misuse of Your Credit Cards
  • *Hotel and Rental Car Discounts
  • *Emergency Reimbursement Benefits – $500 Benefit Checks Paid to You for Going to the Emergency Room
  • *Daily Hospital Benefit – $150 Paid Daily if you are Admitted to the Hospital for a Covered Accident.
  • *Accidental Death Benefit – $60,000 Accidental Death Policy Paid to Your Estate by Zurich Insurance of North America
  • *Worldwide Travel Assistance Program – Return of remains, Medical Evacuation, Return of Child, and much more.

MCA Benefits

Motor Club of America (MCA) Commission Plan Breakdown

Motor Club of America (MCA) is designed very differently than most other companies.

Legal Shield company was very similar in the design of the compensation plan but that is probably because of the owners past experience.

So basically Motor Club of America (MCA) pays you $80 – $90 per referral that you bring into the business.

Depending on how many memberships that you sell in one week will determine the $80 – $90 per referral with the commissions that you can earn.

Over 5 memberships that you sell in 1 week is when the commissions per sale start to increase as you can see in the description I’ve included below.

If you sell X amount of Memberships in one week this is what you will earn as far as upfront commissions that are paid out weekly:

  • 1 MCA Membership = $80
  • 2 MCA Memberships = $160
  • 3 MCA Memberships = $240
  • 4 MCA Memberships = $320
  • 5 MCA Memberships = $410 ($82 per referral)
  • 10 MCA Memberships = $840 ($84 per referral)
  • 15 MCA Memberships = $1290 ($86 per referral)
  • 20 MCA Memberships = $1760 ($88 per referral)
  • 30 MCA Memberships = $2700 ($90 per referral, max payout amount)

Motor Club of America MCA Compensation Plan

So as you can see in the description above, after just 5 MCA memberships sold in 1 week, your commissions per sales start to increase from $80 to $90 for the maximum compensation you can earn per referral.

So, if you are able to sell 30 memberships in one week, $90 per referral is what you will earn.

And yes, all 30 referrals will be calculated at the $90 level, so if you have 30 referrals for one week you will earn $2,700 in commissions for your new personal referrals paid out the following week.

Motor Club of America Commission Overrides

Now let’s move on to other ways to earn compensation with MCA.

The next way to earn commissions in Motor Club of America is Commission Overrides.

Now that you are building a team, you can now earn from their efforts as well.

When your personal referrals sponsor or refers a new member to MCA, you will earn a $6 commission override bonus paid to you one time.

These overrides span 3 levels down.

On your 3rd generation, or your personal members frontline or direct members, you will earn $1.32 per sale upfront and $0.66 per month and then for the life of the member in the commission override bonus program.

Your 4th and last generational override commission bonus will be another $1.32 upfront and $0.66 per month and for the life of those members in the commission override bonus program.

Here is a simple description on how the MCA commission overrides bonus works:

  • Personal Sales (Generation 1) = $80 -$90
  • Generation 2 = $6
  • Generation 3 = $1.32 & $0.66/month
  • Generation 4 = $1.32 & $0.66/month

Another review to check out later: Usana Commission Structure

The Motor Club of America (MCA) Compensation Plan Video

How Much Does It Cost To Join Motor Club of America (MCA)?

Motor Club of America (MCA) runs off of membership and you can only have 1 membership per person.

So depending on how many people need the services provided by Motor Club of America (MCA) will depend on the price to get started.

Here is a breakdown of what the difference in cost would be for multiples of members cost to join in monthly dues:

  • 1 MCA membership would be $39.90 startup and $19.95 per month.
  • 2 MCA memberships would be $79.80 startup and $39.90 per month.
  • 3 MCA memberships would be $119.70 startup and $59.85 per month.
  • 4 MCA memberships would be $159.60 startup and $79.80 per month.
  • 5 MCA memberships would be $199.50 startup and $99.75 per month.

Who is Motor Club of America (MCA) For?

The first set of people that would need Motor Club of America (MCA) would be people that need the services that Motor Club of America (MCA) has to offer.

The second set of people would be those people that just want to earn additional income from home with Motor Club of America (MCA).

And the 3rd set of people would be those people that need both the services and the income that Motor Club of America (MCA) has to offer.

Which one are you?

To achieve success with Motor Club of America (MCA) you will have to put a lot of time into promotion.

Persuading others to buy something can be really difficult especially if you don’t have any kind of training or a system in place to help sell the opportunity for you.

Luckily if you do want to join Motor Club of America (MCA) or already in and need training and a system in place to find super targeted and qualified people to share the opportunity with, I have shared a great secret sauce solution for you down below.

Before you leave to make sure to check out that secret sauce solution below.

The next section gives an explanation of what Network Marketing is for those that are new to the industry, for those that experience, you can skip over the next section, here you go.

What Is Network Marketing?

This is the section that I want to cover what Network Marketing is all about by giving a bit of an overview and description for those that are new to the industry.

I feel that this is beneficial for those that are just starting out with Multi-Level-Marketing simply for educational purposes.

And for those that have currently been in the industry for a while simply skip over this part to get to my final thoughts about my overall views and concerns about Motor Club of America (MCA).

So let’s dive down.


A business model designed in which a distributor network is needed to build the business. Usually, such enterprises are also multilevel marketing in nature in that payouts occur at multiple levels.

Network Marketing or MLM is a form of a business opportunity that anyone can join that gives a vision of starting your own business without any overhead and with residual or recurring income from the power of duplication.

Some of the biggest Network Marketing companies in the world you have probably heard of but I’m guessing you never knew were an MLM company.

Some of these companies include:

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MLM, like mentioned before has little to no overhead like products to store and ship, or employees to pay and insure, to get started with a Network Marketing company you will usually only need around $100 to $600 to get started.

Looking in from the outside, many think that you earn commissions through selling products which are true, but most people don’t get involved with a Network Marketing company just to sell the product, they join to make a residual income that can be substantial.

So the optimal way to grow into an income with Network Marketing, you will want to look for people that want to make money from home as well.

By finding those people, you will start to build what is called a downline.

Your downline will hopefully duplicate what you are doing and finding other people that want to make additional income from home and when they join, then your downline starts growing down multiple levels.

When this happens you are building a team which usually helps with levelling up or getting into the higher ranks of what these companies offer which will award you with higher payout percentages.

When your team grows, you start earning a percentage of everyone’s personal sales, and from customer and recruiting sales.

As long as those sales stay active each month, you will earn what is called a recurring, or residual income from everyone on the team.

In a nutshell, this is what Network Marketing is all about.

My Final Thoughts About Motor Club of America (MCA)

Not everyone is cut out to be successful with multi-level marketing.

You must enjoy working on promoting online or the simple act of meeting people and then trying to sell them your product.

You must be prepared for a lot of rejection and failure when you are just starting out.

So with that said…

To be frank, when you take what the statistics reveal, unless you join a business opportunity with experience and bring over a team of other experienced builders when you start a new opportunity, you are going to have to bring in over 100 people into the business as reps to find less than a handful of motivated and hungry to learn builders that can help you build your downline.

And with the old-school tactics that most MLM companies want all of their reps to practice is going to eventually run out because there are just so many people that you personally know that you can talk to.

So what ends up happening is the smart people will try to market their business online to find more people to sell to.

But with the bigger MLM companies, you are not going to be able to get away with advertising online for too long due to their strict guidelines against advertising on the internet.

Making a full-time income can absolutely work with this, but it’s smart to lead with a different smaller offer first.

The kind that is low risk but that has good appeal as well.

You can find a great recommended offer below.

Taking the time to work the Motor Club of America (MCA) opportunity side is just one way that you can make money from the Internet.

With the number of opportunities and programs that are out on the Internet right now, there are so many other possibilities to earn from home that you have to pick from.

With that said, Motor Club of America (MCA) could work out to be the perfect fit for you.

There have been plenty of times in my experience that I have witnessed a person with little to no experience join a company and blow it out of the water and make some incredible income.

Now, success didn’t just fall into their lap, we all had to put a lot of time and effort into the business.

But is possible to achieve when you have the burning desire and motivation, and when you have that, you can become successful with the Motor Club of America (MCA) compensation plan.

I personally started out in Network Marketing and have built huge teams in several companies through the power of Internet Marketing.

And if you were to ask me where you should start, or what would be a good opportunity to have the most success with I would suggest choosing a company that has a great appealing offer that is going to generate interest and sales for several years in the future, something that people want now, and what people need many years from now that people would buy that also has really great income potential.

That is why before getting started with anything, you should really check out my #1 recommended front end offer that will both generate a good side income while finding qualified and targeted leads for your main business below.

And if you decide to join the Motor Club of America (MCA) company and become happy with it, great, I really hope you do great, but if you decide that you want to learn how to get more people to see your opportunity, to earn more money, of course, then you must check out my resource below.

And don’t worry if you are thinking that you can’t do it because you think it may interfere with your company, what I’m sharing is not in any competition with any Network Marketing company that is on the market.

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If you enjoyed reading this article about how to earn money with the Motor Club of America (MCA) commission structure, make sure to share this article by sharing it on all the social networks simply by clicking on any of the social share buttons on this page.

And again, I hope you now have a better understanding of how the compensation plan structure works and if you decide to join and work it, you can be better prepared to earn more money with Motor Club of America (MCA) Commission Plan.

Thank you.


Grab my free guide on how to setup a passive lead system to generate signups and commissions on autopilot!

  • Generate 25-50 Leads Per Day!
  • 100% Passive!
  • FREE Leads!
  • No "Technical" skills required!